香港城市大学陈暘暘教授学术讲座

A Clean Slate: The Impact of Employer Credit Check Bans on Financially-Motivated Crimes

主讲人 : 陈暘暘 教授

This paper examines the effect of staggered adoption of state-level credit check bans (CCBs) on financially motivated neighborhood crimes. We find that counties in states implementing CCBs experience a 14.7% reduction in crime. This reduction is more pronounced in localities with more financially distressed residents or stronger protection of civil rights. We also find that CCBs increase the job-finding rates of persistently unemployed individuals and stimulate cross-state migration from non-CCB-states to CCB-states. Taken together, our findings reveal how limiting employer access to individual credit information generates meaningful societal benefits beyond the labor market.

主讲人简介：

陈暘暘，香港城市大学商学院会计系教授、系主任。陈暘暘在墨尔本大学获得博士学位，曾任职于香港理工大学和莫纳什大学。研究方向为公司财务和财务会计，包括管理薪酬、公司创新、审计质量与定价、盈余管理、公司披露等。研究成果发表于The Accounting Review, Journal of Accounting Research, Journal of Financial Economics, Management Science, Journal of Financial and Quantitative Analysis, Contemporary Accounting Research, Review of Accounting Studies等国际顶尖期刊。陈教授目前担任China Journal of Accounting Research主编、Journal of Contemporary Accounting and Economics联合主编。